If you filed and received a return on your withholdings in the last tax year, it likely engendered a celebratory mood. About 45 million Americans routinely itemize deductions on their returns, and…
The Dollars and Cents of Preparing for Christmas Now
There are plenty of Christmas in July celebrations for you to participate in. From parties to hot sales, the fact is that preparing for Christmas early is a smart choice financially. It…
Interested in Saving Money by Dropping Collision Coverage? Here’s What You Should Know.
Collision insurance coverage covers the damage to your vehicle if you are at fault in an accident, and it is often the most expensive coverage on an automobile insurance policy. If you…
Smart Ways to Pay for College Without Student Loans
Paying for college can be difficult, especially with the cost of tuition steadily rising. The quick fix is to take out student loans, but this can be costly when it’s time to…
End the Nightmare With Proactive Debt Resolution
Credit agencies view overwhelming debt as risky behavior and a lack of personal responsibility, but the truth is that overwhelming debt can happen to anyone. Perhaps the mortgage, car note, and credit…
Factors to Consider in Career Choice: Pay and Demand
What should be considered in choosing a career path? Some will advise you to choose a discipline you enjoy, but there are many English majors working at jobs that do not utilize…
How to Plan for College Debt While You’re Still in School
It’s a sad fact that the majority of college students today graduate with a heavy debt load. As college costs continue to rise, there is a heavier reliance on student loans to…
You’re on Your Own Now—Don’t Get Into Debt!
We always complained to our parents when we were younger “don’t treat me like a child!” Now we are on our own, and the last thing you want to do is seek…
5 Hidden Costs of Home Ownership
There is nothing quite like owning your own home and financially there are huge benefits too. But when you’re looking to buy a property for the first time it’s easy to do…
How to Make Your Business More Efficient
If you are running your own business; efficiency is incredibly important, particularly as you try to grow from 1 or 2 staff to perhaps half a dozen or more. Better efficiency can…