Should I Use a Home Equity Loan to Consolidate My Debt?

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It’s almost impossible to turn on the radio or television without seeing an advertisement for home equity loans (sometimes called second mortgages or home equity lines of credit). These companies promise to consolidate your credit card debts and other debts into a single low monthly payment. These offers sound tempting; after all, who doesn’t want […]

Ways to Manage Credit Card Debt

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Credit card debt is one of the major financial concerns of individuals.  As the debt on these cards may be difficult to control, the interest rates, which range between 10-30%  can be crippling for some.  Many people settle with paying the minimum limit each month without realising this may take a small original debt and […]