get out of debt

Should I Use a Home Equity Loan to Consolidate My Debt?

by Mitz November 20, 2011

It’s almost impossible to turn on the radio or television without seeing an advertisement for home equity loans (sometimes called second mortgages or home equity lines of credit). These companies promise to consolidate your credit card debts and other debts into a single low monthly payment. These offers sound tempting; after all, who doesn’t want [...]

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Easy Ways to Protect Yourself From Credit Card Fraud

by Mitz June 23, 2011
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It is often said that necessity is the mother of invention. This basic principle means that many of mankind’s greatest achievements have been born out of our biggest predicaments. Therefore, in harsh economic times such as these, many people are coming up with innovative business models, finding new ways of solving old problems and crafting [...]

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Think Carefully Before Taking on a Fifteen-Year Mortgage

by Mitz May 30, 2011

When it comes to buying a home the real dream of most prospective purchasers is to eventually clear the mortgage and own their home outright. Consequently at a time when everyone is particularly aware of not getting themselves into too much debt and the importance of making sure they are not encumbered with debts for [...]

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Five Point Plan for Credit Card Reduction

by Mitz May 26, 2011
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There are thousands of people all over the world currently trying to trim their spending and draw in their financial horns thanks to the recent global credit crunch and the on-going recession. For most people however that task is made doubly difficult because before they can trim their outgoings they need to clear any debts [...]

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Remortgage And Save – Getting The Best Deal

by Mitz May 24, 2011

Looking for a better mortgage rate?  Then why not think about remortgaging?  Remortgaging means taking out a new loan to replace an existing mortgage, which can be attractive for a number of reasons.  Some people will need to do so as the attractive mortgage rate they have is expiring. Others may wish to release equity [...]

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The Secrets to Credit Cards – Diligence

by Money Saving Tips May 20, 2011
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OK, so you cannot live without your credit cards. We get that. We understand that they can make life easier for those who can manage them effectively, but as evidenced by the increasing number of credit card defaults, that may be a lot easier said than done.  Unfortunately, many people are quick to jump on [...]

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How Costly Is It to Refinance a Loan?

by Andrew Black March 2, 2011

Now is a good time to refinance your loan. There are currently numerous refinancing products that are available to borrowers across Australia. Borrowers could now enjoy more options for refinancing, finding the best personal loan possible, whatever their reasons for doing so could be. A home loan industry body recently revealed that its previous analysis [...]

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What to Look for in a Rewards Credit Card

by Mitz February 20, 2011

When selecting a rewards card, it is important to consider your situation and lifestyle. The question is not which card is best, the question is which card fits your life best. There are some great rewards cards out there which can amount to a 5% savings on most if not all the purchases you make. [...]

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Why Should You Consolidate Credit Card Debts?

by Andrew Black January 31, 2011

Are you among the numerous Australian consumers who suffer from uncontrolled credit card debts? It is the right time to consolidate your credit cards. Doing so would be wise and logical before you get further and incur a bigger debt. You should act before the trouble gets more uncontrollable and riskier on your part. You [...]

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New Years Financial Resolutions

by Andrew Black January 12, 2011

New Year – New You – New Finances!  Now is the perfect time to make your way out of debt and to follow through on that popular New Year’s resolution – ‘get ahead financially!’ As we have embarked into a new decade and are on the upswing of recent economic downfall, instead of continuing to [...]

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