frugal ways

9 Things to Know about Credit Cards

by Alban November 23, 2010

With over 609 Millions cards issued in the USA only, credit card payment is one of the most used payment system in the World. Although very useful and highly convenient, this little piece of plastic can also lead to debt and financial difficulties. Knowing your credit card a little better can help you maximise its [...]

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5 Simple Tips to Save Money on Clothing

by Alban September 28, 2010

After spending you money on holiday, September is more about saving than spending money. Summer is over and Autumn is coming fast ,so you might need a few new garments to stay warm and trendy. Do not worry if your clothing budget has taken a hit, follow our shopping tips and you will be able [...]

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The Worst Personal Finance Advice

by Alban September 1, 2010

Often it is hard to tell bad advice until after you’ve followed it, however when it comes to your finances you can’t afford to follow advice in the hopes that it will be good – you have to know before you take the advice whether it is bad. When it comes to the worst personal [...]

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The True Cost of Impulse Buys

by Alban August 11, 2010

There is no denying that buying new things for yourself or others feels great…kind of like a therapy… However, the true meaning of therapy is ongoing benefit and while impulse purchases make you feel good at the time, they can make you feel worse later. This is often because when you make a purchase on [...]

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Turn Your Home Into a Money Maker

by William August 10, 2010

If you are having trouble selling your home, don’t despair. There are ways you can still earn money from your home without putting it up for sale. You can end up making thousands of dollars if you use your house as a cash tool and stop dwelling on the fact that you can’t sell it. [...]

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10 Tips for Saving Money Using the Internet

by Andy June 5, 2010

Although billions of dollars are spent each year over the Internet, you can actually use the Internet to help you save money. While some people shop for the latest fad when they shop online, many others have learned how the Internet can lower their bills and keep shopping expenses down as well. Let’s look at [...]

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How to save money at Christmas time and still have fun!!!

by Mitz December 12, 2009

Most people presume that having fun at christmas time involves having money, however it does not. In the good old days, fun was for free and you didn’t need to be rich to have a good time at christmas. Here are some of my ideas on what to do: Get the kids to make xmas [...]

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What can you do with leftover Shampoo, Conditioner and Soap

by Mitz August 14, 2008

You are probably thinking, how scabby can you get? Well I always have plenty of leftover shampoo and conditioner because I can never find the right one for me. Some of them only do what they promise for a short time. With all these half full shampoo and conditioner bottles around, I needed to find [...]

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50 Fantastic Tips for Grocery Shopping

by Mitz July 30, 2008

As you might already know, I’ve got a big family — the wife and I plus six rugrats. Plus a cat and a dog. We can go through an awful lot of food. Groceries (along with the rent and car and gas) are one of our biggest expenses. I allocate as much in our budget [...]

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Surviving On A Single Income

by Mitz June 3, 2008

What ever happened to the single income family? It died that’s what happened. For the majority of American families it’s just not feasible. This is very unfortunate that it’s pretty much a necessity to have two incomes coming into the household. Unless you are making a nice six figure income. Well I am one of [...]

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