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	<title>Comments on: 10 things you can waste your money on in 2008</title>
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	<link>http://fillyourmoneybox.com/10-things-you-can-waste-your-money-on-in-2008/</link>
	<description>Earn money, save money, learn how to keep it</description>
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		<title>By: mitz</title>
		<link>http://fillyourmoneybox.com/10-things-you-can-waste-your-money-on-in-2008/#comment-18</link>
		<dc:creator>mitz</dc:creator>
		<pubDate>Wed, 04 Mar 2009 01:50:20 +0000</pubDate>
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		<description>I agree about the landline. It can be very useful and so can a mobile phone, but what about all the unnecessary texting and phoning. You see people in the supermarket talking to someone on the phone, discussing what brand of cheese to buy, or what to have for dinner. Is all this discussion necessary. I think it is a total waste of money.</description>
		<content:encoded><![CDATA[<p>I agree about the landline. It can be very useful and so can a mobile phone, but what about all the unnecessary texting and phoning. You see people in the supermarket talking to someone on the phone, discussing what brand of cheese to buy, or what to have for dinner. Is all this discussion necessary. I think it is a total waste of money.</p>
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		<title>By: Janine Mudaliar</title>
		<link>http://fillyourmoneybox.com/10-things-you-can-waste-your-money-on-in-2008/#comment-17</link>
		<dc:creator>Janine Mudaliar</dc:creator>
		<pubDate>Sat, 10 Jan 2009 02:30:54 +0000</pubDate>
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		<description>The first item would be excepted, for me. This is for two reasons.  Firstly, because owning one&#039;s own home is more about securing money, via commitment, into the future - i.e., one MUST pay the mortgage - whereas, that amount may not be saved weekly if the whole process was optional - and that payment results in real return (which, morally, should never be excessive).  The second reason is that, and, overall a home owner paying a mortgage will be &#039;in front&#039; - with something either to rely on and/or to leave to children and grandchildren, etc. (in a time when employment for younger people is much less certain).

There are good reasons, too, to maintain a landline.  It does not require to be elec. re-charged - and therefore, availability of service is constant.  It can always be FOUND - very important for emergencies (and it just cannot be seriously lost).  It is available for everyone in the home, including younge people/children and (o.s. visitors) who may not have a mobile.  Having said that, many of the functions of modern l/line sets are probably not necessary, and thought may be given to retaining those that are not, which cost money.  Also, people might learn to distinguish seriously between what is mere gratification, regarding the types of mobiles they buy and the services that are available on them, and reasonable need.  In the end, both l/line and mobiles might be owned, in modest terms.

The other points listed above are good - but there are so many ways to save money . . washing car in the rain (someone else&#039;s suggestion);  eating less (and eating more nutritiously);  cutting out body and &#039;beauty&#039; products. [I shower and wash my hair with laundry soap, and, besides my husband&#039;s razor, that is all my bathroom contains. I&#039;ve been doing that for 30 years, and get compliments on my hair and skin, believe it or not! (My hairbrush is in the bedroom, on the dressing table - that is the only thing on the dressing table, apart from bits of material and envelopes, etc. that have been plonked there).  The list goes on and on.  All consumption could be halved in &#039;western&#039; society in a week, with just a LITTLE thought, and the will, and willingness to let go of just a SOME of our gratuitous living.

Thank you for the opportunity to comment.  Please don&#039;t bombard me with lots of &#039;stuff&#039;.  (Thanks!).

j.m.</description>
		<content:encoded><![CDATA[<p>The first item would be excepted, for me. This is for two reasons.  Firstly, because owning one&#8217;s own home is more about securing money, via commitment, into the future &#8211; i.e., one MUST pay the mortgage &#8211; whereas, that amount may not be saved weekly if the whole process was optional &#8211; and that payment results in real return (which, morally, should never be excessive).  The second reason is that, and, overall a home owner paying a mortgage will be &#8216;in front&#8217; &#8211; with something either to rely on and/or to leave to children and grandchildren, etc. (in a time when employment for younger people is much less certain).</p>
<p>There are good reasons, too, to maintain a landline.  It does not require to be elec. re-charged &#8211; and therefore, availability of service is constant.  It can always be FOUND &#8211; very important for emergencies (and it just cannot be seriously lost).  It is available for everyone in the home, including younge people/children and (o.s. visitors) who may not have a mobile.  Having said that, many of the functions of modern l/line sets are probably not necessary, and thought may be given to retaining those that are not, which cost money.  Also, people might learn to distinguish seriously between what is mere gratification, regarding the types of mobiles they buy and the services that are available on them, and reasonable need.  In the end, both l/line and mobiles might be owned, in modest terms.</p>
<p>The other points listed above are good &#8211; but there are so many ways to save money . . washing car in the rain (someone else&#8217;s suggestion);  eating less (and eating more nutritiously);  cutting out body and &#8216;beauty&#8217; products. [I shower and wash my hair with laundry soap, and, besides my husband&#8217;s razor, that is all my bathroom contains. I&#8217;ve been doing that for 30 years, and get compliments on my hair and skin, believe it or not! (My hairbrush is in the bedroom, on the dressing table &#8211; that is the only thing on the dressing table, apart from bits of material and envelopes, etc. that have been plonked there).  The list goes on and on.  All consumption could be halved in &#8216;western&#8217; society in a week, with just a LITTLE thought, and the will, and willingness to let go of just a SOME of our gratuitous living.</p>
<p>Thank you for the opportunity to comment.  Please don&#8217;t bombard me with lots of &#8216;stuff&#8217;.  (Thanks!).</p>
<p>j.m.</p>
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